buick5563 Posted August 4, 2010 Share Posted August 4, 2010 Just posted this in the Me and My Buicks section, but I know some of y'all don't head over that way...I'm fine, Woody (my son/ co-pilot) is fine. I'm just trying to sort out the details right now. Uninsured motorist (at least that is what I'm allowed to call him on this forum), pretty much tried to drive down the entire length of my rig as I was heading for the powder coater.The trailer is less than a year, the Tahoe is less than two months (to me, at least). Trying to figure out if I even have insurance on the trailer, may be an expensive oversight on my part. %$#(@. !!!Gotta go, USAA is calling! Link to comment Share on other sites More sharing options...
Thriller Posted August 4, 2010 Share Posted August 4, 2010 So, is the other guy still breathing? I guess there are some advantages to state run insurance agencies - we seem to have a lot fewer uninsured motorists. Link to comment Share on other sites More sharing options...
NTX5467 Posted August 4, 2010 Share Posted August 4, 2010 Derek, TX auto insurance is "state controlled", plus mandatory vehicle insurance. In some places, if an uninsured motorist is stopped for a traffic violation, they impound the vehicle then and there, with the vehicle being released with valid proof of insurance ONLY. Got to have insurance to get license plates, too. I think it might now be illegal to sell "month-by-mohth" policies rather than monthly payments on 6-month policies. Still, there are way too many uninsured motorists on the roads.I hope everything works out for you, Mike!NTX5467 Link to comment Share on other sites More sharing options...
buick5563 Posted August 5, 2010 Author Share Posted August 5, 2010 So, this makes an even dozen times that I have been hit. USAA has been good to deal with every time. This is the first time I have merely laughed. At times, I have felt that there was a target on my vehicle. My mom said earlier "You are the best driver I have ever known, and this happens to you all the time".I'm not going to get too heavy here, but I'm hoping that maybe since I wasn't threatening the other driver like I HAVE done in the past, maybe karma will lay off.I have indeed learned an expensive lesson here. I didn't have insurance on the trailer. I'm pretty sure it'll cost $2k to fix. I'm not worried about the Tahoe. Look, there is nothing I can do... Getting overly mad won't solve a thing. I'm just very thankful that me and my son walked away with nary a scratch. FYI, a Honda Accord acts like a speed bump under a Tahoe. That sucker was totaled. I'm also lucky that I don't rely on my SUV for transportation.... Link to comment Share on other sites More sharing options...
buick5563 Posted August 5, 2010 Author Share Posted August 5, 2010 Oh, and as for the frame I was going to pick up? It'll be delivered to me tomorrow for an extra fifty bucks. Link to comment Share on other sites More sharing options...
Guest wildcat465 Posted August 5, 2010 Share Posted August 5, 2010 (edited) Dang Mike, that's a big load of SUX. The funny ( not necessarily HA-HA ) thing is, my truck just got the right box side torn up on it this morning as well. IN MY WORK'S PARKING LOT! Surprise, no card left on it saying "oops hit your truck, I'm sorry, call me at---"At least you got to meet the Cretin ( no offense to those born on the island of Crete ) that did it. I hope you growled at him/her a little. Maybe made them pee a little. :eek:I didn't get to tell anyone what human orifice they most closely resemble. :mad:How do we get rid of people like this? Edited August 5, 2010 by wildcat465 (see edit history) Link to comment Share on other sites More sharing options...
Bhigdog Posted August 5, 2010 Share Posted August 5, 2010 Sorry to read about this, Mike. You're both OK, the rest will wear off in time...............Bob Link to comment Share on other sites More sharing options...
JohnD1956 Posted August 5, 2010 Share Posted August 5, 2010 Yeah, glad you and your son are okay. People just don't seem to give a damn anymore. I can't believe the bonehead moves going on out there. Link to comment Share on other sites More sharing options...
Mark Shaw Posted August 7, 2010 Share Posted August 7, 2010 Mike, Sorry to hear of your bad luck.... But even if the offender is uninsured, you should still be able to sue for damages and get whatever he owns for compensation for your trailer and deductable after your insurance covers your vehicle damage. Link to comment Share on other sites More sharing options...
buick5563 Posted August 7, 2010 Author Share Posted August 7, 2010 When an uninsured driver who lives in an apartment hits you, there's nothing to take other than a shotty (edited) couch and rabbit ears TV. I'll just take the hit. Boy, that extra $15 on my BCA dues is really gonna hurt after this. Link to comment Share on other sites More sharing options...
SBRMD Posted August 7, 2010 Share Posted August 7, 2010 "Boy, that extra $15 on my BCA dues is really gonna hurt after this"(Snicker snicker nyuk nyuk)Maybe black and white Bugle pages would make you feel better! Link to comment Share on other sites More sharing options...
Guest wildcat62 Posted August 7, 2010 Share Posted August 7, 2010 Mike, bad news but at least you and the kidlet are ok. When we came down for the BOD meeting in 07, Kevin's cousin told us the problems with the "uninsured motorists" you have down there. Link to comment Share on other sites More sharing options...
buick5563 Posted August 11, 2010 Author Share Posted August 11, 2010 Scrap metal trailer- $250 or $500 trade-in. Tahoe- TBD as yet. Link to comment Share on other sites More sharing options...
MrEarl Posted August 12, 2010 Share Posted August 12, 2010 Scrap metal trailer- $250 or $500 trade-in. Tahoe- TBD as yet.So the trailer is totaled...Man the damage didn't look that bad. Did homeowner or car insurance not cover it. Link to comment Share on other sites More sharing options...
buick5563 Posted August 12, 2010 Author Share Posted August 12, 2010 No coverage from homeowners, USAA, or Hagerty. Basically, I'm out $3k. So what this should tell all of you reading this, is check your coverage on everything. I blew it, lesson learned. Link to comment Share on other sites More sharing options...
special55 Posted August 12, 2010 Share Posted August 12, 2010 Wow Mike that sucks.Maybe you should keep the old trailer and use the metal to fashion a cow catcher for the front of the Tahoe. Just in case any more of those uninsured motorists crosses your path Just a thoughtRich Link to comment Share on other sites More sharing options...
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