Hagerty Insurance offers 5% Discount to Car Club Members

[tripwire]

Hello,

I just discovered Hagerty Insurance is offering a 5% discount to car club members.  No verification needed. Just call and they send you a check.  Not retroactive but the future is what you make it.

 

Wes in VT

[hidden_hunter]

Out of curiosity, how much do people typically pay to insure their classic? 

 

I pay about $150 p/a for the 1922 Cad with agreed value of $40k + free salvage if it's totalled. 

[CarFreak]

Glad you found my post on the CLC Modified Chapter and thank you for spreading the word further. 

 

I saved $55, more than the cost of my membership in MVPA.  That's how I found out about the discount; advertised on the MVPA website.  I've been working with the CLC to try to get it promoted on their website since last June. 

 

And by the way, its not all car clubs, some are not part of the promotion but worthwhile to ask. And heck, if you pay enough in insurance, may be worthwhile to join one of the clubs that are included in the program. 

 

One last thing, I believe its only the Comp & Collision portion of your policy that the discount is calculated.  As I understand, liability, PIP, uninsured motorist, road service are not part of the calculation. 

[John_S_in_Penna]

5 hours ago, hidden_hunter said:

Out of curiosity, how much do people typically pay to insure their classic? 

I pay about $150 p/a for the 1922 Cad with agreed value of $40k + free salvage if it's totalled. 

 

I assume "p/a" means "per annum."  

I'd say that's right in line with the typical good

antique car insurer for the value you mention, Mr. Hunter.

[hidden_hunter]

5 hours ago, John_S_in_Penna said:

 

I assume "p/a" means "per annum."  

I'd say that's right in line with the typical good

antique car insurer for the value you mention, Mr. Hunter.

 

Yep p/a = per annum 

[John_S_in_Penna]

With the antique-car insurers I've used, the oldest cars

are charged a bit less.  The insurers likely figure that 

a car such as a typical 1922 Cadillac isn't going to be driven

500 or 1000 miles a year.  Their charges may have several

different gradations for various years.  

 

Perhaps the same value, but for a 1957 car, would cost $175.

And if there is such a thing as a $40,000 car from 1977,

its insurance cost might be $200.

[Steve_Mack_CT]

Thanks for the reminder, it's renewal time!

[60FlatTop]

I play $400 for five cars. A couple are probably undervalued and one is under 25 years old. I have been with J C Taylor since 1974. Always been a great company. It would take more than 5% to get me to change.

Bernie

[Matt Harwood]

I wonder how Nationwide and AACA feel about this, after that big "we're not selling your information but we're totally selling your information" headache that resulted in 0% savings for members on their old cars?