Ernie Campbell Posted August 15, 2008 Share Posted August 15, 2008 I am shopping for agreed value insurance for my 1990 Reatta convertible. I am finding a larger cost difference between firms than I expected. I would appreciate any experience that you could share.In particular, does anyone have experience with American Collectors Insurance out of Cherry Hill, NJ? What about Hancock Classic vs. Hagerty? I have not had much luck in searching the web for information to help me here and would appreciate any comments that you could offer before I make my decision in the next few days.Thanks folks! Link to comment Share on other sites More sharing options...
ossenfort Posted August 15, 2008 Share Posted August 15, 2008 Ernie, I have my 67 buick GS convertible and 90 Reatta Convertible insured with Hagerty Insurance with an agreed value (35k and 15k). All I had to do was send interior and exterior pics. The yearly price for both cars is $675. Hope this helps Link to comment Share on other sites More sharing options...
Guest alex_houston Posted August 15, 2008 Share Posted August 15, 2008 I am using Haggerty for my '24 Dodge Brothers. They refused to insure my Reattas because they did not consider them collector cars.Also, Haggerty would not insure me at all unless I had primary insurance on my "prime" vehicle from some other insurer. Link to comment Share on other sites More sharing options...
Rawja Posted August 15, 2008 Share Posted August 15, 2008 The previous owner of my new '88 indicated that he had it insured through Haggerty's. Link to comment Share on other sites More sharing options...
Guest steakneggs Posted August 15, 2008 Share Posted August 15, 2008 I had two of my Porsche 912s (since been sold) insured by American Collectors. The agreed value was $6K for one and $4K for the other. I was paying $69 a year (each) for full coverage! Had to report mileage (restricted to 2500 or less per year). Steak Link to comment Share on other sites More sharing options...
DAVES89 Posted August 15, 2008 Share Posted August 15, 2008 I guess that puts me out. I bought my Reatta in Dec. of '06 and store it for 5 months a year, but still have managed to put 40,000 more miles on it... Link to comment Share on other sites More sharing options...
Reatta Man Posted August 15, 2008 Share Posted August 15, 2008 Be sure to look at the usage restrictions. One company said the car couldn't be left unattended when it was out of my garage. I asked them if I would be covered if I went into a resteraunt during an all-day club event when we stopped for lunch. They said.....NO!Joe Link to comment Share on other sites More sharing options...
Guest tomt Posted August 15, 2008 Share Posted August 15, 2008 Not a recommendation, as I never had a claim, but if your insurance is through Farmers, they do have a collectable division. I insured through them because they insured my primary vehicle, and Haggerty asked if I had a claim on a classic vehicle within 5 years. I had lost my Triumph in a fire, so had to go with Farmers. I had an agreed upon value on my 89 Coupe of $7500.00Tom T Link to comment Share on other sites More sharing options...
jonlabree Posted August 15, 2008 Share Posted August 15, 2008 My insurance Co. "Country Companys" Insures all of my car and Home. My 90 Coupe in insured for an agreed value of $12,000. The Rate? $250.00. Link to comment Share on other sites More sharing options...
Roadster90 Posted August 15, 2008 Share Posted August 15, 2008 Jon,Did a google search and Country Companys comes back with a link to Geico???Have contact info please?Nic Link to comment Share on other sites More sharing options...
jonlabree Posted August 15, 2008 Share Posted August 15, 2008 Country Mutual Insurance Co.P.O. Box 2100Bloomington, IL 6170202100www.countryfinancial.com888-211-2555I wouldn't have Gieco or Allstate if they paid me..... Link to comment Share on other sites More sharing options...
Guest C.F.Massie Posted August 15, 2008 Share Posted August 15, 2008 Here are a few more you may try for collector/classic car insurance.Condon & Skelly (underwritten thru MetLife)American HobbyistGundy (they have aggreed value with unlimited mileage available)I have used Haggerty, Gundy and a few others over the years and found I can negotiate custom coverages better with Gundy. Link to comment Share on other sites More sharing options...
Ernie Campbell Posted August 17, 2008 Author Share Posted August 17, 2008 Thanks to all of you for your comments. I really appreciate the help! Link to comment Share on other sites More sharing options...
Guest wayne2reattas Posted August 17, 2008 Share Posted August 17, 2008 Is the Gundy you are talking about Van Gundy in Normal ,Ill. ? I have tried several companies to get an agreed value with no mileage restrictions and they all have told me no. Link to comment Share on other sites More sharing options...
Guest re-reatta Posted August 17, 2008 Share Posted August 17, 2008 I believe the name is Grundy. Also believe they have mileage limits. Let me know if you find a reasonable one without mileage limits.Kevin Link to comment Share on other sites More sharing options...
Guest C.F.Massie Posted August 18, 2008 Share Posted August 18, 2008 Sorry for the typo it is <span style="text-decoration: underline">Grundy</span> and they are out of Horsham, PA. They do have unlimited mileage policies and it will depend on the vehicle usage, region of the country you drive and of course the premium you are willing to pay. I have found them very agreable to negotiating, depending on the vehicle.www.grundy.com Link to comment Share on other sites More sharing options...
Booreatta Posted August 18, 2008 Share Posted August 18, 2008 yep i agree with Craig. Grundy has always been the best deal for me. Agreed value towing glass coverage no mileage limits no deductable. Just have to be kept in a locked garage and cannot be the primary car, not a problem cost is not badHaggerty could not match for me,said the Reatta was too new,cars had to be 25 yrs old and had mileage requirements. Dont know about cost. Link to comment Share on other sites More sharing options...
RGILL Posted August 19, 2008 Share Posted August 19, 2008 I have my 90 convertible insured through Grundy Worldwide. Because there are less than 2500 convertibles produced they would insure under that criteria, otherwise it is not old enough to get collector/special interest car status. My cost is $377.12 per year. You can get a quote by going to www.Grundyworldwide.com Link to comment Share on other sites More sharing options...
6ball Posted August 25, 2008 Share Posted August 25, 2008 I've tried all the major collector car insurers, including Grundy ( good quote ) BUT I keep having the same problem with all of them.... they want my daily driver cars to be newer than my Reatta. Mine are older and they will not insure me. Has anyone else run into this, and what did you do??? Link to comment Share on other sites More sharing options...
lovemyred Posted October 18, 2008 Share Posted October 18, 2008 They(Hegerty) refused mine for the same reason. Age....not old enough. Still looking. I asked Grundy for a quote which they claimed they sent, but I never received. Perhaps because I had some concerns about them and AIG????9O Red/ Beechwood int Link to comment Share on other sites More sharing options...
Guest jrjohn Posted May 15, 2012 Share Posted May 15, 2012 Take a look at MVR Insurance Classic Car Insurance - Antique & Collector Car InsuranceThey provide some of the best and lowest Classic Antique Car Insurance out there for the east coast. Link to comment Share on other sites More sharing options...
padgett Posted May 16, 2012 Share Posted May 16, 2012 My, this is an old thread. I had Allstate for many years until they pulled out of Florida for homowner's insurance so dropped auto, now have Geico for daily drivers mainly because the cost for my RV was much lower than others so total policy was reasonable.For cars over 20, I have had JC Taylor for a long time, right now have the Judge and two Reattas on that one. They do have to be kept in a locked garage and have other cars as DDs but no other real restrictions. If shopping I would check with Haggerty and Grundy.No one ever questioned the age of my DDs just that I was not using the collector car for a DD. Link to comment Share on other sites More sharing options...
Guest K_lo Posted May 16, 2012 Share Posted May 16, 2012 Do most people have full coverage on their daily driver Reatta? I don't right now, but was considering it. Link to comment Share on other sites More sharing options...
NCReatta Posted May 16, 2012 Share Posted May 16, 2012 Do most people have full coverage on their daily driver Reatta? I don't right now, but was considering it.I don't on my 89. Considering it on the convertible. The '89, if wrecked would pay fit itself easily in parts. That's my insurance. Link to comment Share on other sites More sharing options...
waltmail Posted May 16, 2012 Share Posted May 16, 2012 Here are a few more you may try for collector/classic car insurance.Condon & Skelly (underwritten thru MetLife)American HobbyistGundy (they have aggreed value with unlimited mileage available)I have used Haggerty, Gundy and a few others over the years and found I can negotiate custom coverages better with Gundy.Not that it means much ,but Grundy was bought out by a Japanese Financial group. No more Lloyd's. Correct me if I am wrong. Link to comment Share on other sites More sharing options...
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