Disappointed

[mcdarrunt]

After finally getting a roll back wrecker it has sat unused because of insurance rates. The insurance companies just won't believe one is for shop use only and the rates for a commercial one are near a thousand a month. I told them the ones we haul to the shop are incapable of receiving any additional damage and the finished ones can drive on their own. Falls on deaf ears. We do most work in shop but make trips for exhaust, upholstery, and alignment. Would be nice and quick to not use a trailer which being a combination rig must be more accident prone than something designed for the task. Nearby ranchers use them for hay hauling with cheap farm plates but I fear even a rookie cop can tell the difference between a round hay bale and a 1940 LaSalle.

[ted sweet]

so u  own a business are are shocked a roll back needs commerical insurance

Edited December 25, 2021 by ted sweet (see edit history)

[JFranklin]

You can always self insure.

[13CADDY]

with my experience,  as long as you own a roll-back, you'll aalways have a friend---Tom

[Trulyvintage]

Automobile Insurance premium cost

is determined by vehicle classification 

and use.

 

A rollback tow truck is rated over

10K GVWR - it is used in high risk 

of loss & liability situations.

 

Not for personal use.

 

Jim