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TTR

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Posts posted by TTR

  1. 45 minutes ago, SC38DLS said:

    TTR & Roger. I know the insurance co just wants out at best possible loss for them. My concern is they put a fix cost at $28480 but won’t tell me how they arrived at that figure. I know I can buy the parts available (all but the right fender) for around $1700 and get the rt fender fixed and both fenders painted for another $2500. I will have to do work but it’s basically replacing sheet metal. So my cost will be about $4300. Let’s say they have a shop do it at double that figure for labor.  That’s a total of $8600. How can the cost be anywhere near $28000! That’s my reason for concern. They won’t tell me what it covers because the agent assigned to my claim doesn’t know and has no paperwork other than the total, they say SC doesn’t need a title for antique cars when it is required. I don’t have a buy back number as agent has no paperwork again. All of the ads and info on the web site say how good they are and no hassle on claims. Go to FAQ on the site and all you get is “page deleted” ( this was last night and again this am - they may have just been having problems but it not very professional for it to be down for over 18 hours)

    This will get resolved but it’s the lack of clear communication from a company that prides itself on being a good family owned antique car insurance co (that by the way is being sold to a Corp) that just gets me upset. 
    Hell, at my age I don’t have time to waste on incompetence! 
    dave s 

    Sorry to point this out:

    For you, all this is obviously fairly emotional/personal/upsetting concern, but for your insurance carrier/provider (regardless of who they are or how they "market"/"present" themselves), all this (including you) is just figures and statistics.

    Being upset or stressed over this is not helpful nor likely to chance the outcome, whatever it may be.

    If anything, like my earlier comment about mine and my clients experience, making you frustrated during this process, will likely help them to get you to accept whatever they offer in the end.

     

  2. I'm by no means an expert on insurance policies, but to my limited understanding of "Agreed Value" compensation would be that in case the car gets "totaled" by the carrier will pay off (in full) according to that "Agreed Value", which in OPs case appears to be $15,000.-. Then, they (the carrier) will issue some kind of salvage value for the "totaled" (i.e. damaged) remains of the vehicle and usually offer the owner a choice of retaining said "wreckage" by deducting it's salvage value from the total pay-off of "Agreed Value".

    The repair estimate of $28,480.00 by insurance adjuster or a third-party appraiser in itself doesn't necessarily in this case mean anything else than setting the bar high enough for the carrier to opt out for "Agreed Value" pay-off ($15,000.00), allowing them to walk away.

     

    OTOH, this may eventually affect OP's ability to retain a new policy from the provider (Hagerty ?), even if for a different vehicle.

     

    I would seek advise from some experienced/trained local insurance agent by having him/her look at the policy details.

     

    • Like 1
  3. Just after reading the thread title and OP, I was going to "guess" $20K-$25K, but seeing Ed's $18.5K being shot down as being "very low" I'm going with $30K+

     

    P.S. While I don't normally deal or do "insurance claim" jobs, I did and wrote up an 6 figure estimate (which took several full days to put together) for one of my clients about 10 years ago on a fairly valuable vintage sports car and had to fight his insurance company (one of the largest national carriers) nearly 6 months, as they tried (somewhat clandestinely or perhaps even illegally ?) to prove my estimate incorrect (which it wasn't) by "shopping" 3 of their own damage assessments and pictures with several high-end, specialty shops and contracting one of the most highly regarded national appraisers high-end exotic and rare collectible cars, who even came to and spent about two hours in my shop, recording and studying the damages, etc. 

     

    Heck, after about 3-4 months of "entertaining" their various adjusters (& their supervisors), aforementioned expert, multiple requests for additional clarifications, etc, I even sent the company a separate 5 figure invoice just for all that nonsense waste of time. 

     

    And in the end, the client agreed to settle for 92% of my original estimate, even after I advised against it, since I didn't think it to be fair, but he just wanted the fight to be over. 

  4. 34 minutes ago, George Smolinski said:

    Raymond Mays losing a wheel in his Bugatti in the 1930s

    May be an image of outdoors and text that says 'WHAT'S THE WORST MECHANICAL FAILURE YOU'VE HAD WHILE DRIVING? தR CT6559'

    While not "the worst", I had a similar ^^ experience while driving a 1955 Chrysler "300", except the wheel/brake drum combo didn't fly off, but slid off the axle shaft enough that I lost ability to slow it with brakes or dropping transmission to first gear. 

    Mind you, this happened on a down hill mountain road at about 35-40 MPH and about 5-10 minutes after I had been hill climbing "spiritedly" and gentlemanly "racing"(?) a later model BMW on a very twisty and steep incline with deep drops to canyon below (glad it didn't occur during that exercise).

    The "300" had about 1200 miles since it had been "fully" restored (although not by me) about 20 some years earlier for a fairly prominent (private) collection and had recently been purchased by another client of mine.

    • Like 1
  5. 42 minutes ago, TAKerry said:

    No experience with other states but I think there may be a few that do not 'title' older cars. I tried getting a copy from Maine for my 1979 Pontiac and they told me they do not keep records or issue titles for cars that old! 

    So, anyone can just go to Maine and claim ownership of any vehicle older than 1979 ?

    Interesting, as I didn't know or expect that. 

  6. 22 hours ago, edinmass said:


    Yes, we did the Gemmer 215 boxes and made new worms. Also changed the ratio to make them easier to turn. We did left and right hand drive units. Probably have done 60 or more boxes by now. Worms are no longer made, but we have parts on hand and some used worms. They fit Pierce, Stude, Cord, Stutz, Jordan, and a few others.

    OK.
    I sent out one few years ago and, with exception of return shipping packing, was very pleased. 👍

     

     

  7. Another good reason NOT to sell anything in or as an auction listing, be it online or physical venue.

    Too many uncontrollable moving parts.

     

    For past 10+ years, I have been selling and continue to offer items on eBay, but vast majority are and have always been "Buy It Now" listings. 

     

    Peter, the after-sale photo/video request might suggest the "buyer" just wanted them to create fictitious listings elsewhere OR is just trying to re-sell the item at higher price before paying you. If I was a gambling man, I'd bet on former being the case.

    • Like 2
  8. 46 minutes ago, West Peterson said:

    As far as its true history is concerned, there seems to be different thoughts. When I did the story, it was said that Durham did the modifications to the stock roadster body. Mark Smith claims the car was a prototype, done by LeBaron.

    1931 Chrysler.jpg

    Well, with all due respect, but perhaps this can serve as yet another good example why we shouldn’t necessarily believe or take granted what we hear, read or see, even if it’s just stories or media coverage related to our hobbies or personal interests (including Derham/Durham mishap). 😉

  9. 9 hours ago, RansomEli said:

    So, which would be your choice to take on a 3-4 hour tour in the country? Back roads, stopping whenever you felt like it, having a nice lunch?

    If you visit the discussion/thread titled “Long distance driving/traveling with vintage cars”, my preference should become clear. 😉

     

    While I like the 365 GTB/4 and don’t think it’s hard to drive at speeds below 90 or even 45, it’s really designed/intended for highway cruising/touring well above 120, so not very practical/useful around here. 😳
     

    The Eldorado is just too “floaty” for my taste, especially on high speed countryside drive.

    It seems more appropriate for city suburbia cruising. 🤔

     

    And for the Mercury… …well, it’s chassis and undercarriage is basically just prewar Ford … …and having an SBC engine is not going to add anything or change it. 😜
     

    Actually I’m heading out for another few day, 1000+ mile road trip (2-4 hr jaunts, back roads, roadside breaks/lunches/stops whenever…) in my favorite ride, starting first thing tomorrow morning…

     

     

     

    • Like 1
  10. 9 hours ago, RansomEli said:

    And...?

    ... well, other than just reflecting how different from each other (older vintage) cars can be, not much else to comment right now.

     

    Oh, I also drove 2 other, modern "appliances", though not the same distance or route, but find them both about as interesting as an empty cardboard box, so won't bother mentioning specifics of either.

     

  11. Had an opportunity to (test) drive 4 quite different vintage cars, back to back, same route (20+ miles with each). 

    - '32 Plymouth PB Roadster (period correct Hot Rod with early '50s running gear and 50K+ miles since built 30+ years ago).

    - '40 Mercury Sedan (mildly modified '80s period Street Rod with SBC and 1100 miles since built 35+ years ago).

    - '72 Ferrari 365 GTB/4 (stock with 20K miles since new). 

    - '76 Cadillac Eldorado convertible (stock with 40K miles since new). 

     

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  12. 1 hour ago, 58L-Y8 said:

    I recall seeing it featured on the cover and in Custom Car magazine as well as others of the time.  Wonder if Exner influence the customizer or vice-versa. 

    As far I know, Exner and his team (along with numerous other automotive designers) “toyed” with many of the features exhibited in this “thing” already in the early ‘50s. 

    The problem(?) with so many (most ?) of these types of extravagant “customs” is that the proportions of the “design”(?) and it’s execution are often so much off, it makes them appear more like (hideous ?) caricatures then cars.

    But hey, to each his/her own !

    • Like 1
  13. 21 hours ago, West Peterson said:

     

    This could be said about almost any restoration. Fortunately, this is a hobby for most car enthusiasts, and making money is not the main concern. Sheesh! Why don't golfers get the same scrutiny about the value of their golfing card at the end of the day, versus how much it cost to get.

    I wholeheartedly agree with your “golfer” analogy and for decades have used same/similar references to numerous other hobbies in which enthusiasts spend sometimes obscene amounts of money with little or nothing to recoup from or show for it. That’s what enthusiast, including myself, do. 
    And as a hobbyist/enthusiast, I don’t expect ANY financial rewards from my own vintage cars, nor driving the “cr*p” out of them, hiking, traveling, attending live opera/theater performances, etc. (sorry, I’m not into golf though).

    My wife seems to enjoy spending a lot of time and money on our garden, but apparently, despite some occasional cursing/cussing I hear, derives great pleasure of attending it.

     

    My reply was merely to offer an “opinion” or “perspective” for OPs question (paraphrasing here) “what’s this worth ?”, which to me, right or wrong, came across like OP was trying to assess if the (empty) “cab” he/she possesses has any financial (resale ?) value “as is” or ….

     

    P.S. Having personally performed numerous complete/extensive/partial restorations, both professionally and for myself, in past 4+ decades, I’m more than aware of “cost effectiveness” or lack there of associated with them and couldn’t tell how many times I’ve even tried to talk clients out of doing something, while fully aware that such effort had prospects of talking myself out of a job/work I do to earn a living.

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  14. Well, some could probably consider it a “Nightmare Car” ?  🙄

    What were they smoking ?
     

    While I can certainly appreciate (some of) the artistry and craftsmanship that go and went into these types of “creations”(?), I tend to wonder about the practicality, if any, they have and whether anyone would actually want to drive and/or be seen driving something like this outside of entering/exiting show field to/from some transporter.
    You know, random commute or 100+ mile Sunday drive. 
    If the answer is no, should it even be considered a “car” ?

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  15. For me and all the (vintage car) friends I grew up with in Europe, the absolutely most influential & memorable “car movie” was & still is “American Graffiti”, which gave us (apparently quite inaccurate) impression of what vintage car culture in America is all about, but in hindsight, not many other things depicted in movies are that close to reality either.

     

    OTOH, something else we initially failed to understand was the fact that the storyline was placed in 1962, in which context majority of the depicted cars were essentially just late model/“modern”,  +/- 5 year old, used cars**, many perhaps not even owned by the kids driving/riding them, but instead “loaned” from their parents for the evening cruising.

     

    ** Not the cool, exotic, fancy (and to us, super rare in real life) American "classics"(?) we perceived them to be when first watching the movie (over-and-over) in mid-to-late '70s.

     

    P.S. I've probably seen it 20+ times and most of my lifelong (European) car buddies have probably seen it at least half a dozen or more times in past 40+ years.

    Most of us have a VHS/DVD/etc copy of it within short reach...

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