<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">I have my 47 Cadillac with Grundy, and have been happy with them. I had it with American Family before that. They charged over twice the cost, and when a woman ran a stop sign and hit my rear fender, I had a horrible time getting the claim settled. The adjuster insisted the fender be repaired, not replaced, and estimated the whole repair at $1,800. Because of this low-ball estimate, no classic shop would deal with the repair. Finally I told them they better find a shop that would. The chrome strip alone ran $1,600, and 45 hours labor on the fender. The repair total was $5,800. If they'd been reasonable to begin with, I could have used a classic shop, and they could have saved $1,000. That was what convinced me to switch, and my agent at American Family said he didn't blame me a bit. </div></div> WOW this is enough for me to switch to an antique insurer!! There is no way at this time that the car will be valued for more than $25,000, so Hagerty with no appraisal will work great. I'm going to call them up today. Thanks for all of the input! -Craig