CTW Posted March 26, 2003 Share Posted March 26, 2003 Can anyone suggest an insurance company to insure a 1904 olds? I'm a resident of MA. Thx! <img src="http://www.aaca.org/ubbthreads/images/graemlins/smile.gif" alt="" /> PS: I'm kinda lost being the new kid on the block - so if this is already posted someplace just point me in the right direction Link to comment Share on other sites More sharing options...
Rick Hoover Posted March 26, 2003 Share Posted March 26, 2003 CTW, You needn't look any further than to the left of your screen. Click on the J.C.Taylor Insurance Ad and go from there. I can assure you that they will be there for you when needed. Rick Link to comment Share on other sites More sharing options...
Guest Teamsterdug Posted March 26, 2003 Share Posted March 26, 2003 Another excellent company is Hagerty, Collector Car Insurance. Just click here for their web page. Applications can be made on line. Collector Car Insurance Link to comment Share on other sites More sharing options...
Amphicar BUYER Posted March 26, 2003 Share Posted March 26, 2003 I have Haggerty myself. They have agreed value, no mileage restrictions (great for those who actually drive thier cars) and from speaking with others, they have execelent service. For the Amphicar guys, they actually know what they are and you get coverage for both water and land.I have had no experience with any others, so I can comment on them. Link to comment Share on other sites More sharing options...
CTW Posted March 26, 2003 Author Share Posted March 26, 2003 Thank you all for answering. I will check out both. Doing a search on the web gave me a gazillion results & was a bit overwhelming. This narrows it down quite a bit & makes my task much easier <img src="http://www.aaca.org/ubbthreads/images/graemlins/smile.gif" alt="" /> Link to comment Share on other sites More sharing options...
ex98thdrill Posted March 27, 2003 Share Posted March 27, 2003 Grundy has treated us well, but probably the best answer to get is to find someone who has had to file a claim with one of the companies. You can get the best insurance rate in the world, but if you can't find someone to be around when a claim needs to be filed, is it worth it? Link to comment Share on other sites More sharing options...
Peter J.Heizmann Posted March 28, 2003 Share Posted March 28, 2003 Claire...the Insurance of old cars has come up many times over the years on the Forum.Go to the title block at the top of the page. Click on "Search". When the prompt screen shows up...--Forum to Search block: "General Forum"--Words to Search block: "Antique Auto Insurance"--Search Option block: "Enter Phrase" is OK as it is.--Date Range block: "All Posts"--Click on "Submit"You will have enough reading for a week. There are first hand case examples of folks that submitted claims, good/bad experiences with different companies, etc.Regards, Peter J. <img src="http://www.aaca.org/ubbthreads/images/graemlins/grin.gif" alt="" /> Link to comment Share on other sites More sharing options...
Guest DeSoto Frank Posted March 28, 2003 Share Posted March 28, 2003 I'll add my claim story here...All of my 7 registered antiques are with J.C. Taylor...have been with them for about 10 years now.Acouple years ago, I accidentally backed into a friend's shiny new Honda Civic sedan with my '61 Willys pick-up; of course I did no damage at all to the Willys, but quite a bit to the trunk of the Honda.I gave the "injured party" my J.C. Taylor info, and she had her car fixed at the local Honda agency to her satisfaction.Taylor did not hassle me or raise my rates.Now, this is not quite the same as covering the loss of an antique due to accident or fire, etc., but so far I've done all-right by them.For what that's worth. Link to comment Share on other sites More sharing options...
Restorer32 Posted March 28, 2003 Share Posted March 28, 2003 Check with the agent currently insuring your daily driver. Oftentimes their rates are competetive and if you need to file a claim the adjuster who appears at your door will not be from the Antique Auto Insurance company but from one of the same companies that the insurers subcontract their adjustment work to. More than likely the adjuster you see in either case will know little or nothing about antique or collector vehicles, but in my experience they will be very fair. If you trust your daily drivers to your local agent why not trust him with your collectibles, assuming rates are similar? Link to comment Share on other sites More sharing options...
CTW Posted April 3, 2003 Author Share Posted April 3, 2003 I just wanted to say thank you again for all the help. However, Hagerty or JC Taylor won't take my money because I don't drive. Exactly I do not have a drivers license. I choose not to drive - never did & never had to. I was a housewife for 14 yrs - never had the need/desire. So now I inherit a car I don't plan to drive & I can't insure it. At least not yet. I'm looking into other options. Link to comment Share on other sites More sharing options...
Bill Stoneberg Posted April 4, 2003 Share Posted April 4, 2003 Have you talked to your regular insurance agent ?If you have no plans to drive the car (unless you want someone else to drive it) He should be able to help you. Link to comment Share on other sites More sharing options...
aqh Posted April 5, 2003 Share Posted April 5, 2003 Hello,I found my regular insurance provider to be quite high, $300+- and no collision. Nationwide wanted to charge my antique as if it were another daily driver. I could not afford their rates.I checked with several local club members and asked who their insurer is. If you are going to drive the car the insurance company has to be licensed to provide liability in your state. Grundy is much cheaper and licensed to write insurance in my state. Link to comment Share on other sites More sharing options...
ex98thdrill Posted April 7, 2003 Share Posted April 7, 2003 Yeah we've got all of our cars insured through Grundy as well. Our local agent couldn't even come close to what Grundy came up with, but on the other side, we've never had to file a claim with them. I only hope that if that day should happen to come, that we don't have a problem. Link to comment Share on other sites More sharing options...
Guest DeSoto Frank Posted April 7, 2003 Share Posted April 7, 2003 Claire,Your latest post put a different spin on things....If there are no plans to drive this car and you just want it protected against "tragic loss", why not see about having it covered with your home-owners' policy, as if it were a fur or silverware or other high-value item? Link to comment Share on other sites More sharing options...
Guest Posted April 7, 2003 Share Posted April 7, 2003 Have been through two homeowner's carriers and they both specifically exclude ANY Motor Vehicles - regardles if they are driven or not. While restoring my 57 T-Bird it was apart and off the rade for 9 years. Only alternative was to carry regular antique car insurance during that time. I do have a drivers license though which is the issue of this question. Link to comment Share on other sites More sharing options...
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