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Daily Driver Insurance?


60s GM Fan

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All,

 

Good morning.  I'm about to pick my 1968 Buick Riviera up in Nevada this Friday and I currently have my policy through Geico however I doubt they'd give me the value of the vehicle in the event something bad happens.  I know that Hagerty will not cover my car if its a daily driver.  Does anyone have any insurance recommendations for a classic that will be driven less than 6k miles a year?  Any advice is greatly appreciated!

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A friend of mine: ROA member, owner of a 65 Gran Sport, and State Farm Agent has his car insured to an agreed upon stated value with State Farm. No restrictions. But I don’t think it is inexpensive like Hagerty or Grundy.  If you’re going to drive it regularly, you shouldn’t expect it to be insured like you would a rarely driven classic.

Edited by RivNut (see edit history)
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Thank you Ed.  I'll reach out today to State Farm and see what kind of quote I can get.  Geico provided full coverage for my 68 however they said they'd only give book value which of course would probably be next to nil.

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68Riv, I'm insured with USAA. USAA connected me with an agency that insured me for 4000 miles a year on my 63. I have an agreed upon value that is about what I paid and invested in restoration ( a lot for this kind of car). I have the car garaged and have security built in for theft. I think I pay about $400-$500 a year. I ll track down the name of the outfit.

Turbinator

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On 6/3/2021 at 8:52 AM, 68RivPearle said:

I'll reach out today to State Farm and see what kind of quote I can get

68- American Collector Car Insurance was referred to me via USAA. American Car Coolector were ez to deal with and reasonably priced.

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