halcyondays Posted April 6, 2017 Share Posted April 6, 2017 What company to choose? I have several cars , low annual mileage on each. Have quotes from Hagerty, J.C. Taylor, Condon & Skelly, Grundy, are there others to consider? They all seem to be very close in premium cost. Is one better than the other? Any help would be great. Link to comment Share on other sites More sharing options...
John_S_in_Penna Posted April 6, 2017 Share Posted April 6, 2017 Those names are all recognized as good companies in the hobby. In my experience, Hagerty may be a tad more expensive, but they allow an antique car to be driven for any purpose (but not as an everyday driver). So if you wanted to show it to your church friends, or take it out for ice cream and then stop at the grocery store, you would still be covered. I can't speak for the other companies' driving policies. Taylor is very supportive of the hobby, but I don't know them personally. Someone else can tell more. I don't think you need to look beyond the four you already have. Send in a check and start enjoying your cars! Link to comment Share on other sites More sharing options...
victorialynn2 Posted April 6, 2017 Share Posted April 6, 2017 Perhaps a better question is who have had losses and who handeled them well? I use JC. I can tell you when I have to add or delete it's smooth via email. Never had a claim though. Link to comment Share on other sites More sharing options...
BearsFan315 Posted April 7, 2017 Share Posted April 7, 2017 i just got insurance for my 1929 early this year. i called everyone and talked to everyone and compared, in the end I was happy and went with American Modern. nice low premium, best coverage for me for the price. Included at $0 Cost $2k Spare Pars Coverage Under Restoration Coverage Basic Roadside Assistance Trip Interruption Agreed Value Policy Plus get a 10% Discount for AACA Members !! was quick, easy, and painless Link to comment Share on other sites More sharing options...
JamesBulldogMiller55Buick Posted April 7, 2017 Share Posted April 7, 2017 The Cincinnati Company They insure my Roadmaster , my 2003 Durango and 1990 F250 When I owned my own business , they insured my company vehicles. I had several claims through my business , I was very satisfied each time Link to comment Share on other sites More sharing options...
halcyondays Posted April 7, 2017 Author Share Posted April 7, 2017 Thank you to all that replied. It is very nice to know that we have some very good options when it comes time to insure our cars. I ended up going with Hagerty, they were very pleasant to work with. I do think they all are very good as was earlier described. Thanks again Link to comment Share on other sites More sharing options...
John_S_in_Penna Posted April 7, 2017 Share Posted April 7, 2017 Thanks, too, for getting back to us with some closure. Get your cars out soon, as the weather is getting nice! Link to comment Share on other sites More sharing options...
CarFreak Posted April 7, 2017 Share Posted April 7, 2017 (edited) Surprised that nobody discussed Agreed vs. Stated Value. Quote An Agreed Value policy (which is the same as Hagerty’s Guaranteed Value policy) guarantees the policy will pay the full insured amount of the vehicle, inclusive of all sales taxes – with no depreciation – in case of a covered total loss. A stated value policy (sometimes called stated amount or maximum limit of liability) does not promise upfront to pay this stated amount. In the event of a covered total loss, it may pay less than the stated amount, as the insurer has the right to pay the lesser of your collector car’s depreciated actual cash value (ACV) or its replacement cost. Also, many insurers that offer stated value policies require periodic appraisals to substantiate the insured amount, adding cost and inconvenience to the client. http://www.rigmetroins.com/blog/collector-cars-agreed-value-vs-stated-amount-insurance Edited April 7, 2017 by CarFreak (see edit history) Link to comment Share on other sites More sharing options...
hidden_hunter Posted April 7, 2017 Share Posted April 7, 2017 For Aussies, Shannons is normally a pretty safe bet https://www.shannons.com.au/insurance/car-insurance/overview my premium is about US$100 p/a for my 1922 Cadillac. I went with the cover that lets you use it for anything as long as it's not your daily driver Link to comment Share on other sites More sharing options...
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