Insurance help in Cars For Sale Posted February 20, 2014 Why insure it as an antique? If you insure a $15,000 car, the price is about 600 to 800 for 1 year for a modern car with unlimited milage. An antique will be about $125 a year with a set of restrictions including 1,000 mile limit per year. You are limited to no driving only in special events. If you drive it for 2 months, the insurance will be prorated to somewhere between 2 and 3 months charges when you cancel the policy. Normally, a modern car insurance amount is calculated using the car make, model and condition using a insurance price book.When you get into a vehicle not in the book, they are lost.Have you tried "J.C. Taylor" or "Hagerty Ins"? just do a google search on "antique automobile insurance" and you will get several options.Also they may want to see the car or photos showing its condition. If I am leading you in the wrong direction, with any luck, one or more members will jump on this and correct me.