I wire by phone all the time. I call my bank and tell them how much I want to wire and email them the wire instructions. Then as an extra layer of protection the bank's headquarters will call me back, verifying the wire and recipient and I've to give them a special code to confirm it. Usually my wire hits the recipient's account in an hour, except for California banks. California banks dont wire the money out till 1 minute before cutoff time in the afternoon so they can sit on the money till morning, but in the meantime they say they wired it. Same goes for sending to California: if the money gets send in the morning the main branch will sit on it till cutoff time. Very frustrating to do business with California.