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#524393 - 07/18/08 09:18 AM Need advice on minor hail damage
JWC Offline
Member

Registered: 10/11/04
Posts: 325
Loc: Michigan
Has anyone had an experiment with the insurance company over minor hail damage? I was caught out in a hail storm 2 nights ago with marble to golf ball size hail and it put a few dents in the roof hood and deck lid. I know to us are cars a special but the insurance company may think I'm being petty.

Should I try to get these fixed? Some are hard to see unless you view it from the right angle.........it's a black car so the body man would have to be real good or it could look worse then it is.

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#524401 - 07/18/08 10:04 AM Re: Need advice on minor hail damage [Re: JWC]
tomt Offline
Member

Registered: 10/11/04
Posts: 647
Loc: DeKalb IL USA
If there are only a few, there are companies which will take them out for as I remember about $25.00/ding. They have names like Dent/Master, or Dent/Dr. If you don't find anything in your phone book, go a a large car dealer, they usually have the names of these people on file for damage in their lots.

I had the work done, and the results were perfect. Based on the cost, if the dents are few, I wouldn't submit a claim, and it's also probably below your deductible.

If you don't find one, send me a PM, and I'll give you the name of the one I used in Chicago. He could probably find one in your area.

Tom T

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#524410 - 07/18/08 11:03 AM Re: Need advice on minor hail damage [Re: tomt]
JWC Offline
Member

Registered: 10/11/04
Posts: 325
Loc: Michigan
Thanks Tom, my deductible is only $100 and I live way out in the country so a "large car dealer" is out of the question. There is a very small body shop not to far away and I may see what they have say also.

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#524411 - 07/18/08 11:11 AM Re: Need advice on minor hail damage [Re: JWC]
tomt Offline
Member

Registered: 10/11/04
Posts: 647
Loc: DeKalb IL USA
Frankly if you call a dealer and ask they may tell you who they use. This is not a body shop type of procedure, but maybe your shop will recommend a hail specialist.

TT

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#524426 - 07/18/08 12:16 PM Re: Need advice on minor hail damage [Re: JWC]
Reatta45 Offline
Member

Registered: 10/19/05
Posts: 314
Loc: Kansas, Butler county, Just ea...
IF they are light dents… Leave it setting out in direct sunlight, AFTER you get an estimate.
The heat generated by the sun on a dark color car will usually remove any small dents. KennyV.

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#524428 - 07/18/08 12:46 PM Re: Need advice on minor hail damage [Re: Reatta45]
kennyw Offline
Member

Registered: 04/01/01
Posts: 720
Loc: maryland
How about $7,600 in hail damage on our 2008 saturn vue. The insurance co. is offering $2,300


Attachments
H-hood damage.jpg

H-roof damage.jpg


_________________________
D.K. Watson Sr.

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#524429 - 07/18/08 12:50 PM Re: Need advice on minor hail damage [Re: kennyw]
MauiWowee Offline
Member

Registered: 02/02/05
Posts: 1222
Loc: SW Ohio
Those "paintless dent removal" guys usually come to where the car is. If you've never watched them work, it's pretty slick, using special tools that resemble medieval torture devices. cool
_________________________
'91 Coupe Maui blue/blue/black
'94 Regal GS 53K

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#524430 - 07/18/08 12:51 PM Re: Need advice on minor hail damage [Re: Reatta45]
EDBSO Online
Member

Registered: 10/25/02
Posts: 924

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#524448 - 07/18/08 02:07 PM Re: Need advice on minor hail damage [Re: EDBSO]
TommyH Offline
Member

Registered: 09/15/06
Posts: 981
Loc: Akron, Ohio
I lost my first Reatta to a hail storm. Only the glass was left untouched. We paid $1900 for it after transportation, and insurance gave us $3900 after tax.
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#524482 - 07/18/08 04:17 PM Re: Need advice on minor hail damage [Re: kennyw]
F14CRAZY Offline
Long Time Member

Registered: 10/28/04
Posts: 5109
Loc: Dimondale, MI
Originally Posted By: kennyw
How about $7,600 in hail damage on our 2008 saturn vue. The insurance co. is offering $2,300


that's awful...proof GM should have stuck with the polymer panels
_________________________
Philip Croff

'89 coupe, '94 Century wagon, '07 Subaru Forester

'90 white coupe (brother's)

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#524564 - 07/19/08 08:02 AM Re: Need advice on minor hail damage [Re: kennyw]
JWC Offline
Member

Registered: 10/11/04
Posts: 325
Loc: Michigan
Well I took it to the body shop the insurance company recommended and the price is $2095 they found a lot more little dents then I seen So it looks like a block, prime reblock some filler in larger dents which can't be pulled then a total repaint of the car since the winds were so strong I have some hail damage on the side panels. I'm ok with a repaint since someone tried to rub the car out before me and burned thru the paint on the edges.

Waiting for the insurance company to approve.


Edited by JWC (07/20/08 10:21 PM)

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#524860 - 07/20/08 08:41 PM Re: Need advice on minor hail damage [Re: JWC]
F14CRAZY Offline
Long Time Member

Registered: 10/28/04
Posts: 5109
Loc: Dimondale, MI
I remember your car now JWC
_________________________
Philip Croff

'89 coupe, '94 Century wagon, '07 Subaru Forester

'90 white coupe (brother's)

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#524888 - 07/20/08 10:20 PM Re: Need advice on minor hail damage [Re: F14CRAZY]
JWC Offline
Member

Registered: 10/11/04
Posts: 325
Loc: Michigan
But Phil you haven't seen it with all the little dents in it.

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#524901 - 07/20/08 11:40 PM Re: Need advice on minor hail damage [Re: JWC]
F14CRAZY Offline
Long Time Member

Registered: 10/28/04
Posts: 5109
Loc: Dimondale, MI
that is true, but I remember you showing how the paint was over-buffed
_________________________
Philip Croff

'89 coupe, '94 Century wagon, '07 Subaru Forester

'90 white coupe (brother's)

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#526125 - 07/25/08 02:04 PM Re: Need advice on minor hail damage [Re: JWC]
JWC Offline
Member

Registered: 10/11/04
Posts: 325
Loc: Michigan
Well the Insurance called me today to tell me the quote from the body shop was only off by $23 (body shop $2095, insurance company $2072 in damages) and will send me the check in 2 days, so I will take it to have it fixed as soon as the body shop can get it in.

F.Y.I. the adjuster told me they will total the car @ 75% of it's value and this adjuster said they use N.A.D.A. pricing, I told them I don't trust any of the so called "Blue Books" due to the fact that they do not match what people are asking and selling these cars for and are not even close from one book to another.

Thanks to all for the advice.


Edited by JWC (07/25/08 02:09 PM)

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#526190 - 07/25/08 08:25 PM Re: Need advice on minor hail damage [Re: JWC]
KDirk Offline
Member

Registered: 07/09/07
Posts: 234
Loc: St. Louis, MO
JWC-

Glad to see your car will be repaired and back on the road. I am actually amazed the insurance co didn't total it on you. $2100 or so has to be pretty close to that 75% value "cutoff" under N.A.D.A or Kelley pricing (which are both obscenely low in my opinion). This kind of scenario is one of my worst fears for my Reatta, and beating "the man" at the insurance company is usually not possible.

KDirk
_________________________
Kevin Dierkes
St. Louis, MO

Proud owner of:
1991 Buick Reatta Coupe White over Flame Red 94,xxx mi
1995 Cadillac Sedan Deville White over Shale 118,xxx mi

"With just a bit more humility, I'd be perfect!"

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