MarkV

Damage to my 48 Lincoln

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So my 48 Lincoln has suffered damage. Backstory: The car was dropped off 2.5 years ago for a rewire, new tire install and a few other things. The car is still there which is asinine. Anyway it is done and I went down there and sure enough this damage is on it. I have pictures of it from 6 months ago and this damage was not present. Obviously I am upset as to how long the car has taken and now this. I’ve known the owner for 13 years, he is going to have a body shop look at it tomorrow but I am not confident they can match the paint nor that they will do a good job. I feel the whole car will have to be repainted at this point. The car is filthy currently and needs to be polished because they let it sit outside. So I am not pleased, what should I do? I am leaning towards contacting my insurance.

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I think I understand your frustration but take a deep breath it may not be the end of the world could be a good job and your frustration was for nothing just my thoughts.  Mike

 

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Based on how they have treated you so far, I doubt letting them control repairing that is a good idea.  If you contact your insurance company, you might not want to volunteer that it’s been stored outside and away from your house for 2.5 years.  Just answer the questions they ask.

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My insurance allows outside storage and covers for it being at a repair shop or under restoration. I would have picked it up sooner the problem is they had it all torn down in a couple of months and apart. 

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If it were me, I would NOT let the repair shop choose the body shop.  I'd get an estimate from a body shop I trusted to repair it to my satisfaction (whatever that entailed) and have the repair shop give me that amount in cash and/or credit on their bill.  If that didn't work, I'd claim it on my insurance and let them go after the repair shop for reimbursement.  YMMV.

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I'm sort of lost for words on this.  But frankly, and honestly, most of this lies on you.  You allowed them to keep it for two years,  you allowed them to keep it outside.  i can only hope you are friends with him and he has some sort of insurance.  I'd get several estimates from local shops that are of good quality and present them to him.  Let the shops make the determination as to the color match vs. a repaint.  

Edited by AJFord54 (see edit history)
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That is a real common story. USUALLY it is about a car the went in for BODY work. The car would be home in my garage right now.

 

I had a warranty incident with a transmission rebuilder in Buffalo. I hung up from the call and called my nephew with a car dolly. Ask him what explicit means when his uncle gives explicit instructions.

 

Bernie

 

BTW my transmission problem was a cheap aftermarket filter installed with the rebuild. Should have done it myself to begin with.

 

My Nephew did work on my convertible in his shop. He was young and I wanted to give him experience in a big job. I was there every week to pay for the hours and material accrued during that week. I had expectations of the total job and what the weekly increments would be. "Sorry, no time this week" was not an option. He learned how wrong that answer was too.

 

 

 

 

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Well the big problem was a lot of unobtainable connectors and sockets, this was a good part of the delay on this but a lot of it was also on them. My problem is the paint is old but it is still very shiny and clear when clean.

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5 hours ago, 39BuickEight said:

Based on how they have treated you so far, I doubt letting them control repairing that is a good idea.  If you contact your insurance company, you might not want to volunteer that it’s been stored outside and away from your house for 2.5 years.  Just answer the questions they ask.

 

I agree call your insurance and you decide who is going to repair your car

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18 hours ago, MarkV said:

Well the big problem was a lot of unobtainable connectors and sockets, this was a good part of the delay on this but a lot of it was also on them. My problem is the paint is old but it is still very shiny and clear when clean.

 

I had damaged my 60 Impala pulling it on to the trailer and because the paint could not be matched they paid to have the entire car painted, and that was not my plan at all. I would tell the guy who offered to have it fixed that you appreciate his offer and he could pay the deductible if there is any

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Did the shop volunteer the information that they

had damaged your car, or did you have to find it out

by yourself?  The answer to that question may

determine how honest and sincere the shop is.

Accidents happen, and I hope the shop owner is forthright.

 

The shop needs to pay for the damage.  

Don't put this claim on YOUR insurance, since it's

not your fault.

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1 hour ago, John_S_in_Penna said:

Did the shop volunteer the information that they

had damaged your car, or did you have to find it out

by yourself?  The answer to that question may

determine how honest and sincere the shop is.

Accidents happen, and I hope the shop owner is forthright.

 

The shop needs to pay for the damage.  

Don't put this claim on YOUR insurance, since it's

not your fault.

 

I disagree, collector insurance is not like your everyday normal use car insurance. My rates did not go up at all and they paid close to 20K for the repaint. They had told me that the majority of the claims they receive involve a car that is not driven at the time of the incident. His insurance company will go after the shops insurance to make good. I would not trust this guy at all

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1 hour ago, John_S_in_Penna said:

The shop needs to pay for the damage.  

Don't put this claim on YOUR insurance, since it's

not your fault.

Oh no, I whole heartedly disagree about not getting your insurance involved. Definitely report it, they will subrogate the claim with the shop insurance company.  Let the insurance companies fight this one out. This can work out two ways:

 

1) The shop has insurance and your insurance company collects, then you get repairs at the shop of your choice.  Your rates do not go up when the shop's carrier pays.

2) The shop doesn't have insurance, now you are out of luck.  Your insurance pays and your rates may go up or the claim is small enough that you pay and your rates don't go up.

 

This brings up a good point for all of us that may rely on a third party to do all or some of our work.  If they are insured, AND you have proper insurance, then you will most likely get reimbursed.  If the shop is bubba's back yard shed and he is not insured then you have to rely on your insurance.  Without another insurance company to subrogate, your carrier pays the loss then decides what to do with your premiums for next year.

 

 

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17 minutes ago, kgreen said:

Oh no, I wholeheartedly disagree about not getting your insurance involved.

 

Your observations, and John348's, are good.

I was trying to say (with a layman's insurance knowledge)

to be sure that justice prevails--that the shop pays.  I agree that it's

appropriate to call one's own insurance carrier.

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All good points I am waiting to hear back from him today, and then progress from there.  I hate it when this stuff happens and I know they won’t be able to match the paint unfortunately. 

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Specify that the paint will match or they will repaint the entire car.  If you don't ask, you don't get. Have them buff out the paint before the match.

 

I've followed your posts on here for many years.  Hope all works out well for you.

Edited by 61polara
More info (see edit history)
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Remember that you have a certain amount of time to report it to your insurance company, Letting them know is not opening a claim, but it covering your butt. I would tell them that the repair shop said they would make good for it, but you just wanted them to be aware if they don't

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So I called aaa classic car and they said to wait until I want to file a claim to call again. I did not hear from the shop owner yesterday... I am going to let him know I am going to pick it up on Friday regardless if the last part of the wiring is done Friday or not. And then. I am going to make a claim. Below are attached pics of my car from last January at his shop, note no damage. 

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This is what your paying you're insurance company to do. File a claim and let them handle all of it. They will go after the shop owner to get the money back. Do you want your car fixed or a long fight with an unknown ending? Make a claim and fix the car. You pay insurance payments every month your allowed to make a claim and force them to do they're jobs. Let them worry about it. I promise they're lawyers are scarier than you for that shop owner. He has already shown that he is OK with blowing you off. He will not be able to ignore insurance company lawyers.

 

Do you really trust their work now? I would be sure to inspect that new wiring VERY carefully before turning on lights or driving the car very far. 

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49 minutes ago, billorn said:

This is what your paying you're insurance company to do. File a claim and let them handle all of it. They will go after the shop owner to get the money back. Do you want your car fixed or a long fight with an unknown ending? Make a claim and fix the car. You pay insurance payments every month your allowed to make a claim and force them to do they're jobs. Let them worry about it. I promise they're lawyers are scarier than you for that shop owner. He has already shown that he is OK with blowing you off. He will not be able to ignore insurance company lawyers.

 

Do you really trust their work now? I would be sure to inspect that new wiring VERY carefully before turning on lights or driving the car very far. 

 

I bought a pre done harness so it was plug and play, I also had them convert it to 12 volt which was a pre made kit. The wiring has been done for about 4 days before I noticed this situation so I don’t doubt Anything is wrong. I looked over much of the work and they were very careful and obviously took their time. I just spoke to the owner and the body shop guy is coming I also let him know I will take it to my own person at the end of the week.

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