wndsofchng06

1954 century sedan. GA to NC

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15 hours ago, old-tank said:

Get to the emergency room and get checked.  At the minimum your neck and back will be so sore you cannot get out of bed tomorrow.  Bad things like a spinal stroke might show up.

 

See hard head!! I'm not the only one insisting you go get checked out!!! Spinal problems can take a while to show up then it's hard to prove they were the result of the crash. As I have already expressed to you, so glad you are OK, and sorry to hear the bag of groceries didn't fair as well. :D

 

Matt texted me these pics even before the police arrived and I was so shocked and saddened. Rita literally let out a scream. As some of you may remember this is the car that I bought out of the warehouse( along with 7 others) and sold Matt. One of the most solid '54's I have ever seen. Absolutely zero rust, straight body and good mechanical condition. Matt absolutely loved the car and spent SOOO much time joyfully working on it (til he got to the ignition, but even then he persevered) and had great plans of having the interior redone etc.  While I am sad to see the car in this wrecked condition I can't imagine how Matt felt when he walked out to the car this morning.

 

I feel pretty certain Geico will total the car, no way repairs could be less than the value. But not sure how insurance companies determine value of old/classic cars. Hopefully it will equal at least the dollars you have in it. Which brings to mind all the NOS and nice chrome I sold you for it. Hopefully you can replace/salvage that After the adjuster looks at it. Or you can purchase the car back from the insurance company. Keep us posted and I'm sure I speak for all here, let us know if there is anything we can do to help. 

 

 

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As I have been through this before not with one quite this old, I am certain it will be totaled. These days insurance companies look at local sales comps to determine value so I don't know how they would go about it for this car.  I will definitely fight for the most I can get though as you can't replace the originality of this particular vehicle. It will not get scrapped and if they do total it out I will buy it back. I'm certain the repairs would exceed anything I could afford to put in it,  worst case scenario she can be used to breathe new life into the purple 2 door. Unfortunately this is a heck of a lesson on being careful what I wish for as just earlier I was griping about needing less cars. Progressive has already called to set up the adjuster appointment today. I will keep everyone posted.

Edited by wndsofchng06 (see edit history)

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There are no other words to express my condolences than I am so sorry for this turn of events. I also thank God you do not believe you are hurt physically.  But listen to Willie and go to get checked out asap please! Drs reports and police reports will help the insurance companies to make decisions that benefit you. 

 

That cars integrity was obvious. Thankfully it was a rear ender as opposed to a head on. But that is no substitute for the pains I feel looking at those pictures.

 

I hope you can salvage something from the car and I hope you are treated fairly by all the parties. 

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I was going to comment battery terminal on voltage regulator but... i'm so sorry. At least they have insurance, just make sure you get the most from them. 

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CRAP!!! That sucks beyond all measure.  Glad you are ok.  Sorry to see the Blue Bird of Happiness get a rear end job unannounced.        

 

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Sorry to see this. As far as insurance goes if you have it insured for a certain amount on your colllision that is what you should get. Example is if my Bonne is totaled I should get $14,000.00 because that is what it is insured for.  you do have collision and comp. on your car, correct? Best of luck.

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10 minutes ago, GARY F said:

Sorry to see this. As far as insurance goes if you have it insured for a certain amount on your colllision that is what you should get. Example is if my Bonne is totaled I should get $14,000.00 because that is what it is insured for.  you do have collision and comp. on your car, correct? Best of luck.

Liability only.  I was hemming and hawing about the full coverage because of the mileage limits and the requirements to have it locked inside a garage every night. But I have to say my current liability company is being very nice and helping me navigate thw process.

Edited by wndsofchng06 (see edit history)
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Document, or at least itemize all the stuff you have put into the car, including your own labor.  That at least gives them a starting point.  If you play nice and respectful, you become the expert on what the thing is worth...

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Geico's adjuster called me today (the at fault's insurance) but I missed her call. I've put a call back in, and was told they hope to have this worked out by the weekend.

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Matt, really sorry to see what happened to your car, but glad that you are well. I agree with Lamar, my wife got rear ended 30 years ago and her neck still gives her problems. You really should go see a doctor. 

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WHAT?!?!  I am glad you are fine Matt.  I am hurting for you right now bruh.  Feels almost like a death in the family.  I really hope this car can be repaired.  I will be following.

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I went through the same song and dance a few years ago on my 1980 Mercedes 450sel.. They were setting me up for 2k.. This was a very clean daily driver I had done a bunch to.. Said we'll check local listings for similar etc etc.. Yeah there were no local listings lol.. They then expanded it nationwide.. Yeah there were none.. So after drowning them in receipts even if they said the receipt was to old.. They agreed to my value which was hagerty's listed value on their site.. Got 8k for it.. Just some food for thought cause we all know they aren't going to find one.

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Been off the board for a bit Matt. Very sorry to see this and very glad you're ok.  Know the feeling.  Hope things go fairly and you can salvage as much as possible. Looks like a tough repair if you go that route.  Document all the work you did. Every little bit helps.  Keep us posted and if we can help

 

 

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So the adjuster came and took a bunch of photos, had me text him about 25 "before" photos, wrote down vin, mileage, year, model, and features.  All of this gets sent to a 3rd party classic car appraisal company that will send me a report in 24hrs. I can then make corrections, disputes, etc. In the mean time the adjuster will also contact their classic specialist for repair estimates. That report also gets sent to me for review. We'll see....

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So sad -- I had a similar experience with my '56 Bel Air when I was in college.  Hit in the LR corner, but not as hard.  The buckling was limited to the sheet metal and 95% of the damage was fixed by pulling the quarter panel back into position.  Even so, I remember the feeling when I got out and walked around to see what had happened.  Hopefully everything will work out and maybe at least part of the car will survive to help another.  ABOVE ALL ELSE, make sure you get checked-out and don't simply dismiss any unusual physical symptoms...

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Yes, I am sure you know their goal is to give as least as they can.  You will have a bit of a fight on your hands.  They also don't like cases that are old.  They like to resolve within a certain time frame.  Use that as your leverage.

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2 hours ago, wndsofchng06 said:

Got my first offer back... Not acceptable.  I'm countering with some evidence for more.

 

I had experience with Mom's Buick Station wagon she bought new and was low miles after an accident years back and the Insurance gave her a low ball number. Bottom line, keep at them giving every bit of value and reason you can. 

Eventually they came up to a reasonable settlement saying that Insurance does not cover replacement costs... 

It sure didn't and her rates went up for the next three years as she lost her claims free rating!

 

Hang in there. I'm pulling for you!  

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Here's one, same color as yours, foist this one on them: https://www.allcollectorcars.com/for-sale/1954-Buick-Skylark-/2230885/

 

Actually, here are several, though this is asking price: https://www.allcollectorcars.com/classic-cars-for-sale/buick/1954/

 

Would there be any validity to the argument that depreciation isn't the factor in price, it's the replacement cost that dictates the value?  

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57 minutes ago, kgreen said:

Here's one, same color as yours, foist this one on them: https://www.allcollectorcars.com/for-sale/1954-Buick-Skylark-/2230885/

 

Actually, here are several, though this is asking price: https://www.allcollectorcars.com/classic-cars-for-sale/buick/1954/

 

Would there be any validity to the argument that depreciation isn't the factor in price, it's the replacement cost that dictates the value?  

Yea I'll send them the skylark.¬† Lmao.¬† ūüėā

Those are some nice cars.  They base the price on recent closest comparable sales. They only found two within a 700 mile radius.  We'll see what I can argue.

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Can you give us some details on the offer?  $$ to total?  Salvage:  who gets it?  $$ to repair?

It can be repaired.  The frame on those is weak behind the rear axle.  Pulling the frame back along with some body pulling will solve the fit of other areas.   That rear quarter may even be salvageable.  You have a source for parts.  Maybe a combination of best offer, some time in a body shop doing the rough-in and some work on your part learning how to do things.

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