got to love NJ

i have a 90 convertible insured as a classic.2500 miles a year to show and go.

recently i got another 90 coupe(both red) for the girlfriend to go with me.

i insured it with regular basic coverage(not full coverage)much to my surprise the bill is over 1000 a year.

i was told its a sportscar.......a 6 cylinder? should i sell it?it has 67,ooo miles and sunroof.

I'd be shopping other insurance companies.

By the way, how old and what's the driving record of this girlfriend?

the girlfriend is hot like the reatta

she has nice curves like the reatta

she is a model...like the reatta

has a clean record and is 46 and is a classic!!

Whiskey Tango Foxtrot!

I have 4 vehicles, full coverage on 3 with $1000 deductibles all around. 37 year old single male, very good driving record. As can be seen in my signature, I have a 1988 and 1991 Reatta, and a 1995 Sedan Deville. 4th vehicle (not listed as it is not interesting at all) is a 1995 Ford E-350 1 ton van, this has liability coverage only.

For this "fleet" I am at about $1600 a year all in on insurance. Makes me sick to type that number, but $1000 for 1 Reatta for a 46 year old female with a clean record is obscene. Of course, you are in New Jersey. That east coast cost of living is a bad mother, but I cannot believe it should be that much. And to call the Reatta a sports car is like calling chess a sport. Come on, they must be joking. And your premium is the punch line I might add.

Shop the policy around - find an independent agent who quotes/writes coverage from multiple carriers, that is what I do. If you can't do better on the premiums, consider how much a hot girlfriend is worth, and maybe that'll make it easier to deal with. Of course, I don't do relationship advice, I just like to talk about cars and electronics (well and a few other things that mostly bore people to death).

KDirk

Definitely keep the girlfriend, dump the insurance company!

We insure our Reatta's thru our home owners policy and without stating the particulars (dont recall off-hand) its remarkably lower than $1k a year!...but were old codgers (60).

American Family Ins. $150.00 per year, Agreed value $15,000.00 and no limits, with full coverage.

"Re: I was told its a sportscar . . . . . . a six cylinder?"

I've heard this as well from my insurance company (Erie) . . . they claim that the horsepower to weight ratio places the Reatta into the sports car category. I believe that's a reflection of how the auto insurance companies analyzed risk in the late 80's/early 90's. Fortunately Erie's rates are reasonable as I wasted my breathe trying to convince them that its not a high performance sports car!

I have State Farm for my Reatta, Haggerty for the Skylark. State Farm has been great, around$600.00 a year with an agreed total value of $5,000. Only claim was a windshield, replaced next day at my home for $1,800.00 My cost $0.00