My '66 Ranchero runs and drives like a dream. I spent a lot of time and money to make it drivable. However, its not pretty. Not too bad but not done yet. Anyway I called up my agent and set up a policy, sent him photos and warned him that the car does not look pretty. He assured me that it would be no problem and that he has insured cars that looked much worse. I pay him and all is good. Untill I get a bill a month later for 500 bucks for the same policy. OK, someone made a mistake. Call them up and after being put on hold several times, some wise guy comes on the line and told me that my original Antique policy was cancelled because they suspected that i was using the car as a daily driver and was trying to fradulently insure it as antique for the low rates. I reminded them that it was registered as an antique and it would be illeagle for me to do so. Also I still have my 2004 F-150 on my policy as my daily driver. On hold again..... "sorry the car doesnt have a show quality finish so it does not qualify as an antique." So it is insured for storage, but I cant drive it unless i call em up, tell them its on the road and i have to call immediently when it is placed in storage. ANyone else run into this BS or am i just out of luck untill i can afford to have it painted.
Thanks in advance!