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Old June 1st, 2009   #21
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re: Insurance advice?

I have Hagerty. I am very pleased with what it costs. I have yet to have to file a claim, fortunately, but did call them for wrecker service one time when I couldn't get a wrecker. They had one within 30 minutes of my call.
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Old June 1st, 2009   #22
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re: Insurance advice?

You'll never know if the company is any good or not until you have a claim. I've seen JC Taylor in action several times and they are my own personal choice for that reason.
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Old June 1st, 2009   #23
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re: Insurance advice?

I have Hagerty for a 55 Pontiac, Amphicar and 72 Corvette. I had Taylor for many years (zero claims), but they wouldn't insure an Amphicar or my Corvette. I believe they now finally insure Corvettes? Recently bought an electric car and neither Hagerty or Taylor will insure them (any brand, year, type, etc). I went to Grundy for that car which they insured, however Grundy won't insure an Amphicar. My opinion is:

Grundy: seem to be the friendliest from any I've dealt with.

Hagerty: overall they are ok but don't insure all antique vehicles.


As Terry stated you really won't know until you have a claim.
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Last edited by Peter J.Heizmann; September 25th, 2009 at 23:12.
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Old June 2nd, 2009   #24
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re: Insurance advice?

I have had my '70 Riviera insured with State Farm for several years.
They didn't seem concerned at all about the car needing paint.I sent photos into my agent for his files.
It also has MN Collector plates.

I came across this thread while researching alternatives for coverage on this car.
In talking with my agent recently, I am not feeling real confident about their idea of agreed value.




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Old June 2nd, 2009   #25
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re: Insurance advice?

Just curious why the agreed value scares you? We may value our stuff a bit low as compared to numbers you may see on a TV auction, but, we set it at a number we could live with in event of a total loss.
Not once has TSI asked for a professional appraisal so we must be setting them about right.
I'm more concerned about letting the insurance company decide what to cut the check for even if I overpaid THEM for years.
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Old June 2nd, 2009   #26
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re: Insurance advice?

When I set up my original policy, my agent just asked me what I thought the car was worth and thats what they would insure it for.
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Old June 3rd, 2009   #27
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re: Insurance advice?

Originally Posted By: ted sweet
still not same as agreed upon value, stated value only caps the most you can receive, the payout is determined at claim time and maybe less.


And you just KNOW that you will get that full stated value, right? [img]<>/wink.gif[/img]
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Old June 3rd, 2009   #28
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re: Insurance advice?

How can you ever know just how great the policy is until you have a total loss, which is hopefully never going to happen?
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Old June 3rd, 2009   #29
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re: Insurance advice?

I did an online quote with JC taylor today for the heck of it and I was quoted 60.00 a year for full comprehensive and collision. Not bad, but i am still going to call around for other quotes.
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Old June 6th, 2009   #30
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re: Insurance advice?

I've been with Grundy for the last 3 years, very reasonable,very few restrictions, easy to work with.

Last edited by Peter J.Heizmann; September 25th, 2009 at 23:10.
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