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May 26th, 2009
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#11 | | Senior Member
Join Date: Jan 2009 Location: Chicago Area, Illinois
Posts: 118
| re: Insurance advice? South sububrs, I am located in Tinley Park near I-80.
__________________ 1966 Ford Ranchero 200 I6
2004 Ford F-150
1999 Ford Taurus
Alex |
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May 26th, 2009
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#12 | | Senior Member
Join Date: Feb 2009
Posts: 237
| re: Insurance advice? Watch State Farm's rates on collector cars. They are nuts. I was able to put a higher agreed value on both of my cars. Got away from the calling every six months for driving and non driving nonsense and actually insured two vehicles for the price of one compared with State Farm.
THEY DON"T GET IT. Or should I say they want your money!!
Tri- State Insurance of Minnesota satisfied customer.
Continental Western Group
Ten Roundwind Rd. PO Box 500
Luverne, MN 56156-0500
1 800 533-0303
ps. Mercman I'm 20 minutes from you |
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May 27th, 2009
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#13 | | Senior Member
Join Date: Jan 2009 Location: Chicago Area, Illinois
Posts: 118
| re: Insurance advice? Im gonna give J.C. Taylor and Tri-State a call. I bumped into an old shop teacher of mine the other day and he has his '48 Packard and '48 cadillac insured with Tri-state. I contacted another SF agent and they gave me the same answer "not painted nice, not an antique." Larry recomended a couple guys so ill probably call them to for the heck of it.
__________________ 1966 Ford Ranchero 200 I6
2004 Ford F-150
1999 Ford Taurus
Alex |
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May 27th, 2009
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#14 | | Senior Member
Join Date: Oct 2001 Location: Woodridge, IL
Posts: 2,202
| re: Insurance advice? Alex,
You may want to also check with Country Companies/Financial we have all our cars, motorcycle and home owners covered by them. Have not had one problem with their coverage. |
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May 27th, 2009
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#15 | | Moderator
Join Date: Dec 2001 Location: the Last Capital of Dixie
Posts: 3,587
| re: Insurance advice? I contacted another SF agent and they gave me the same answer "not painted nice, not an antique."
Wow. Wonder what they'd think of our July/August 07 cover car- the unrestored Oldsmobile Limited from the Swigart collection.
But just because we are AACA members doesn't mean we know a damn thing about antique cars.
To quote West regarding William Swigart in his Updraft of that issue: "I admire him for recognizing that the car's original condition was important enough to never lay a hand on it."
I guess State Farm Mutual Insurance Company would see that car as a pile of junk and refuse to insure it. Anyone who owned and could see the intrinsic beauty of that car wouldn't be fooling with a mass-market insurance underwriter to insure it though, would they?
__________________ Glenn Williamson
member AACA and all major Olds clubs
1964 Starfire, 1969 Toronado, 1974 Hurst/Olds, 1976 Ninety Eight, 1978 Custom Cruiser
RIP K-Car. Murdered by Bambi 0640 22 April 09. |
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May 28th, 2009
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#16 | | Senior Member
Join Date: Jan 2009 Location: Chicago Area, Illinois
Posts: 118
| re: Insurance advice? Makes me wonder how many good looking, freshly painted cars that are actually painted up road hazard wrecks have "antique car" policies from state farm. People who actually take the time to make their cars safe and roadworthy, but the paint just looks cruddy or that they dont want to ruin an old cars natural potina are treated like scam artists.
__________________ 1966 Ford Ranchero 200 I6
2004 Ford F-150
1999 Ford Taurus
Alex |
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May 28th, 2009
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#17 | | Senior Member
Join Date: Oct 2006 Location: chicago
Posts: 136
| re: Insurance advice? One insures this one for a substantial sum. Someone at this company is getting lazy.
Last edited by Peter J.Heizmann; September 25th, 2009 at 23:15.
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May 28th, 2009
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#18 | | Member
Join Date: Oct 2008 Location: Georgia
Posts: 98
| re: Insurance advice? had similar issue here with a general insurance company..seems not so long back they did a change in how and what they consider antique/classic and stated value etc. do go with a speciality insurance company as suggested...they also have requirement for any licensed driver in the household to have a prime auto for them too drive..two drivers, two daily diriver cars etc and so on...as for the guy who added a third car, two drivers in household, it is a risk question they must ask, but never have I seen them assume at the higher rate and bill you as such...I have 12 insured vehicles..never do I get that run around..
Last edited by Peter J.Heizmann; September 25th, 2009 at 23:14.
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May 29th, 2009
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#19 | | Senior Member
Join Date: Apr 2005 Location: Dayton Ohio
Posts: 291
| re: Insurance advice? I have my 37 Chevy p/u and 55 Ford convertible insured as antiques with State farm but they would not insure my 65 country squire as a antique,the only reason I can come up with is the 65 does not have as nice of paint like the other two. It has a aged repaint from many years ago and is not beat up,I did have regular plates on it at the time and do have historical plates with YOM plates too so maybe I should try again. |
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May 29th, 2009
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#20 | | Junior Member
Join Date: Jan 2007
Posts: 11
| re: Insurance advice? Does anyone have Haggerty? I have two cars tagged historic with State Farm along with an antique motorcycle. The bike costs me almost as much as all three would with Haggerty according to the online quote. They will also cover my other vehicles that are not on the road, parts and tools.
I talked to one of their reps and he made all the right noises about occassional personal use, etc.
Any feedback from Haggerty customers?
Thanks
Zimm |
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